It is not easy to run a small business. You can minimize the stress by reducing the financial risks your business is taking. As a small business owner, you must be able to decipher the acceptable risks from the unacceptable risks because losses could harm or destroy your business. Business...
Author Archives: Strategic Insurance
4 Factors That Influence the Cost of NJ Homeowner’s Insurance Policies
Before purchasing homeowners insurance, it is important to understand how insurance providers calculate your coverage and rates. The State of New Jersey’s Department of Banking and Insurance (DoBI) is a great resource when it comes to researching the laws and regulations on what can and cannot be taken into consideration...
10 Careers That Require Professional Liability Insurance
Professional liability insurance is a good idea for anyone who works in a professional capacity. Usually thought of as a tool for doctors and lawyers, there are actually many professions that benefit from this type of insurance. Below are 10 careers that require professional liability insurance. Attorneys An attorney who...
Five Reasons Why Sole Proprietors Should Get Business Insurance
Owning a successful business is a dream many people would like to achieve. Unfortunately, most people do not give much thought to the type of business ownership they intend to have. For some, partnerships and corporations are the best option, but there are those who want sole proprietorship so that...
Understanding Dwelling & Homeowners Insurance Policies
Buying a home means protecting your investment, and one of the most common ways to get that protection is by purchasing insurance. Mortgage companies require it, and having the right insurance policy in place will bring you peace of mind as well as coverage in case something unexpected happens. There...