All of us want to protect our loved ones from harm, but there might come a time when we may no longer be around to support them. You wouldn’t want to leave your spouse and family without any source of financial support after you are gone or if you suffer...

Life insurance is what protects your family from any financial obligations should anything unexpected happen to you. When you love your family and want them to be safe and secure even after your passing away, it is important that you choose your life insurance policy wisely. Many people tend to...

Every adult needs life insurance. This applies to you, even if you are single. You can start by considering some of the most important reasons a single person invests in life insurance. Whole Life Policies Build Cash Value One reason whole life insurance is so popular is that it builds...

Life insurance is an agreement between a policyholder and the insurer, where the insurer promises to pay a selected beneficiary the benefits upon the death of the insured person, in exchange for a premium. The insured party pays the premium either as a lump sum or at regular intervals. Other...

When it comes to purchasing a life insurance policy, it can often be challenging to know when it is a good investment. Analyzing factors such as how much coverage is necessary, whether you should sign up for a term or life long policy and the fine print of a specific...

For many years there has been much debate on whether a person or family should purchase term life insurance as a means of providing financial security in the event of premature death.  Obviously, a term life program is better than having no protection at all and we will look at...

Every family financial plan should include some form of life insurance. This will ensure that your family will be able to continue financially in your absence. However, the question many people struggle with is how much coverage they need. In the CBS Moneywatch article How Much Life Insurance Do You...