Author Archives: Strategic Insurance

Five NJ Insurance Policies to Review in the New Year and Why

Annual reviews of NJ insurance policies are important. A simple review of a policy can alert the policyholder of issues such as over-coverage or under-coverage. Having too much coverage can result in the policyholder paying more money than is necessary and having too little coverage can result in excessive out-of-pocket...

Types of Insurance Every Small NJ Business Should Have

Deciding to open a small business in New Jersey is a huge decision that brings a lot of responsibilities with it. One of the most important factors that a business owner needs to take into consideration is insurance coverage. It is important that business owners have a sufficient amount of...

4 Factors That Influence the Cost of NJ Homeowner’s Insurance Policies

Before purchasing homeowners insurance, it is important to understand how insurance providers calculate your coverage and rates. The State of New Jersey’s Department of Banking and Insurance (DoBI) is a great resource when it comes to researching the laws and regulations on what can and cannot be taken into consideration...

Five Circumstances Your NJ Homeowners Insurance Policy May Not Cover

As unlikely as it seems that those events we see on TV such fires, thefts, hurricanes can happen to us, the truth is that disaster can strike anyone at any time. That’s why it’s best to be prepared for anything, and this includes purchasing homeowners insurance to protect your home...

5 Facts You May Not Know About Auto Insurance

Most drivers know that they are required by law to purchase auto insurance. They also know that being a careful driver lowers your insurance rate and being a new driver raises it. There are also plenty of myths surrounding car insurance, such as the idea that car color affects insurance...

Ways to Reduce the Cost of Insurance for Teens in New Jersey

Almost all parents of teenagers get anxious about their kids becoming drivers; that in itself is stressful enough. Thinking about the increased cost of car insurance just adds to the stress. Thankfully, there are some easy ways parents in New Jersey can reduce the high cost of insuring a teen...

Four Career Choices that Require Professional Liability Insurance

According to Investopedia, professional liability insurance is insurance that protects professionals against claims such as negligence that are brought about by clients or patients. Certain professions, particularly those that work in a specific area of expertise, require this type of insurance. This is largely because general insurance does not cover claims...

Should You Take a Joint Life Insurance in NJ With Your Spouse

All of us want to protect our loved ones from harm, but there might come a time when we may no longer be around to support them. You wouldn’t want to leave your spouse and family without any source of financial support after you are gone or if you suffer...

Automobile Insurance—Why do you Need it?

Auto insurance in New Jersey is required by law, and the type of insurance you purchase will determine your premium amount and the coverage you will receive in case of an accident. Before buying an insurance, however, you must clearly understand which policy you need and how it will help...

What You Need to Know Before Purchasing a Commercial Insurance Policy in NJ

Obtaining the right commercial insurance for your New Jersey business is essential, especially after ting in a lot of effort, care, and time into it Plus, it is impossible to predict the direction of your venture. You can never know when you might incur a sudden loss. To save yourself...

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Author Archives: Strategic Insurance

Five NJ Insurance Policies to Review in the New Year and Why

Types of Insurance Every Small NJ Business Should Have

4 Factors That Influence the Cost of NJ Homeowner’s Insurance Policies

Five Circumstances Your NJ Homeowners Insurance Policy May Not Cover

5 Facts You May Not Know About Auto Insurance

Ways to Reduce the Cost of Insurance for Teens in New Jersey

Four Career Choices that Require Professional Liability Insurance

Should You Take a Joint Life Insurance in NJ With Your Spouse

Automobile Insurance—Why do you Need it?

What You Need to Know Before Purchasing a Commercial Insurance Policy in NJ

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