Most homeowners know the importance of including a fire accident clause in the home insurance policy and most insurers offer this coverage by default. However, one aspect that is often overlooked is that considerable damage can be wrought by smoke too. It is imperative for you to verify that your...
Author Archives: Strategic Insurance
Looking to Practice Law? Invest in Professional Liability Insurance
As an attorney, the last thing you want is to spend thousands of dollars defending yourself against a malpractice suit. With professional liability insurance, you don’t have to. It is a financial buffer between a professional liability claim and your law firm, easing your stress and protecting your business.
Four Auto Insurance Mistakes to Avoid in New Jersey
You may invest significant time in choosing the right set of wheels and, yet, find auto insurance a dull prospect to ponder over. Even spending 20 minutes on understanding the kind of coverage you need can prevent hassles and nasty shocks in the future. Here are the four most common...
Professional Liability Insurance for Fitness Instructors
Many people assume that professional liability insurance is only for professionals like doctors, lawyers, engineers, and architects, and not for those in the fitness, education, or food and beverage industry. Fitness professionals and personal trainers are in a vocation that involves bodily risks that can end up being costly for...
Small Business Disability Insurance in NJ: What You Should Know
As a small business owner, you may have purchased several insurance policies to stay protected from risks that arise out of your business. You may have taken a professional liability cover, life insurance, or a business owners’ policy, but did you think about what would happen to your business and...
Do Consultants Need Professional Liability Insurance?
Professional liability insurance is what protects skilled and self-employed professionals from any lawsuit or litigation brought upon them by their clients. Almost every professional such as a doctor, lawyer, dentist, architect, builder, electrician or plumber should have this insurance. The question, however, is whether or not consultants need this type...
