As a daycare provider, you are in the business of caring for children while their parents are at work. There are games, music time, crafts, story time and other activities that keep the children occupied while mom and dad are away. Despite your best efforts to keep the children safe,...

It is not easy to run a small business. You can minimize the stress by reducing the financial risks your business is taking. As a small business owner, you must be able to decipher the acceptable risks from the unacceptable risks because losses could harm or destroy your business. Business...

Every business owner worries about potential losses that they might experience in the future. What they may not realize is that some of these losses could potentially be covered by a business insurance policy. However, others may only be covered under different types of business insurance – rather than just...

Many people own individual life insurance to pay for expenses should they meet an untimely death. They also hold disability insurance policies, so they are covered in the event of illness or severe injury. People don’t often think about these types of insurance as being an important business need. However,...

Business insurance is a necessity for every business owner. It is a practical and prudent way to ensure the business is protected from harm. Unexpected events can cost the business money if it becomes involved in a lawsuit or experiences a property loss. Often, business owners will purchase an insurance...