You finally opened up your own business with a “storefront” at your home. By working from home, you’re likely saving money on gas and the cost of daycare if you have kids. You are also likely saving time due to your short commute from your bedroom to your workspace in...

You are ready to open the doors of your business for the first time. Everything is in place and you are confident that consumers are going to love the products that you are offering. In the moments leading up to this point, you’ve had to make several split-second decisions regarding...

You never know when an unexpected situation is going to happen, so it’s always a good idea to take every precaution you can to protect your business. At least 25% of businesses that close due to some type of disaster do not reopen–but, you can avoid this by getting business...

If you’re starting your own food truck business, you are going to need insurance coverage. The whole process can be a little complicated, but don’t worry–we’ve put together a step-by-step guide so you can start your new business. First Step First of all, you will need to have vehicle insurance...

Summer is right around the corner. The presence of warm weather brings with it the opportunity for new and exciting business enterprises. Before you enter into a new summertime business venture, you must be completely prepared for every potential situation that may arise. Following are five summer businesses that should...

As a daycare provider, you are in the business of caring for children while their parents are at work. There are games, music time, crafts, story time and other activities that keep the children occupied while mom and dad are away. Despite your best efforts to keep the children safe,...

It is not easy to run a small business. You can minimize the stress by reducing the financial risks your business is taking. As a small business owner, you must be able to decipher the acceptable risks from the unacceptable risks because losses could harm or destroy your business. Business...

Every business owner worries about potential losses that they might experience in the future. What they may not realize is that some of these losses could potentially be covered by a business insurance policy. However, others may only be covered under different types of business insurance – rather than just...

Many people own individual life insurance to pay for expenses should they meet an untimely death. They also hold disability insurance policies, so they are covered in the event of illness or severe injury. People don’t often think about these types of insurance as being an important business need. However,...

Business insurance is a necessity for every business owner. It is a practical and prudent way to ensure the business is protected from harm. Unexpected events can cost the business money if it becomes involved in a lawsuit or experiences a property loss. Often, business owners will purchase an insurance...